Pricing
Start free. Upgrade when you need more.
Start your whole household plan at no cost. Step up for advanced tax and corporate tools, or full estate planning, when you're ready.
Explorer
Free
Build a complete household plan and see your future, year by year.
- Both spouses + children in one plan
- Core accounts & government benefits
- Year-by-year projections + charts
- Basic insights + 1 saved scenario
Most popular
Horizon
$9.99/mo + tax
Full tax optimization, every account type and corporate modelling.
- Everything in Explorer
- Full account set, RESP grants & pensions
- Tax optimizers & corporate modelling
- ~30 insights + up to 4 scenarios
Horizon 360
$14.99/mo + tax
Everything, plus estate, end-of-life and corporate post-mortem planning.
- Everything in Horizon
- Estate planning, probate & rollovers
- CCPC post-mortem strategies
- What-if + unlimited scenarios
All prices are in Canadian dollars, plus applicable tax — of course, we're Canadian. 🍁
Compare plans
| Explorer | Horizon | Horizon 360 | |
|---|---|---|---|
| Single-person household | |||
| Dual-spouse + children | |||
| Core accounts (RRSP, TFSA, Non-Reg, Cash) | |||
| Full account set (FHSA, RRIF, LIRA/LIF, RESP, Spousal) | — | ||
| RESP grants (CESG / QESI / CLB) | — | ||
| Govt benefits (CPP/QPP, OAS, GIS, CCB) | |||
| DB / DC / RREGOP pensions | — | ||
| Year-by-year projection + core charts | |||
| Withdrawal strategies (basic) | |||
| Tax-bracket topping + custom draw order | — | ||
| Salary/dividend + withdrawal optimizers | — | ||
| CCPC / sole-prop business modeling | — | ||
| Scenario comparison | 1 scenario | up to ~4 | Unlimited |
| Insights engine | Basic (data + cash flow) | Full ~30 rules | Full + what-if |
| What-if counterfactuals | — | — | |
| Life insurance suite | — | Personal only | Personal + corporate |
| Estate planning (terminal return, probate, rollovers) | — | — | |
| CCPC post-mortem strategy comparison | — | — | |
| Backup export / import | — | ||
| Bilingual EN / FR |
Privacy by design
Your financial data never leaves your device
Everything you enter — household details, balances, business figures, net worth and projections — is stored only in your browser, on your device. We never receive, store, or have access to it.